Developer / Tools · United States

[US] 2026 Net Pay Calculator

Estimate U.S. take-home pay after federal income tax, state/local tax, Social Security, Medicare, 401(k), and health insurance deductions. Because state rules and deductions vary, this calculator includes state presets and still keeps the key rates editable.

Pay information

Gross annual salary, USD
Choose a rough state preset, then edit the rate if needed.
Simplified effective %, editable

Deductions & rates

Edit if the annual wage cap changes
Adjust by filing status